Advice to student about buying a house Article Example | Topics and Well Written Essays - 250 words

Advice to student about buying a house - Article Example According to Mr. Buffetts principle, the more people fear home ownership, the closer the investment comes to perfection. Although around 30% to 50% of current mortgages have sunk in the recent years in the U.S. market, recent weeks have seen good terms of investment which means that the market is not extremely on the negative side. Besides, housing prices have been on the rise tremendously with Case-Shiller Index rising by 2.2% in more than 20 urban cities such as Atlanta, Chicago, San Francisco and Minneapolis. This increase has been on the rising trend which makes renting not a better alternative. Buy a house when you are fully prepared to settle down in one place. The housing market is very volatile. Prices rise and fall within few years or even months. Buying a house when you have not decided to stay for long exposes one to transactions of buying and selling and thus the risk of losing more money during reselling. Another problem is capital gain tax which will be required of you if you sell the house at a profit. This indicates that either way, it is a loss-loss situation. Buying a house is feared by many people because of mortgage charges. However, proper analysis of renting a house reveals other underlying costs in renting a house as opposed to buying a house. Buying a house is a good investment when done

Determining Your Perfect Essay Example | Topics and Well Written Essays - 1000 words

Determining Your Perfect - Essay Example Lately, the same case happened with me. While our company was heading towards restructuring, I was asked by my employers about the position that would suit me the best. A detailed analysis of that job position is mentioned in subsequent paragraphs. I was working at the position of Assistant HR Manager at a local company. When our company undergone for restructuring and expansion, I was asked by my employers if I would like to change my job position. They had seen my performance for the past 4 years and therefore provided me with this opportunity of selecting my desired position. It was a chance which comes once in a lifetime and I never wanted to waste it. Therefore, I asked a time period of 24 hours in order to brainstorm and think carefully about what my skills, abilities, strengths and weakness and then answer them about their question. The very next day, I met my Senior HR Manager, with whom I have been working very closely for past 6 months. He listened and acknowledged my position as ‘HR Specialist’. The job is, indeed, of greater responsibilities covering all the disciplines of HR including hiring, recruiting, postings, employee relations, employee referral programs, training, monitoring special developmental programs when needed etc. This job not only required me to assist the subordinates but also required substantial amount of responsibility. In order to assist the subordinates, it is essential to analyze the leadership skills of a person. My employers would also have considered this point before finalizing me for this job. The way I have analyzed my leadership style and skills is mentioned below in a detailed manner. Learning Agility; HR Specialist needs to be very adaptive to the changing situation because they also have to lead the change to their subordinates. If they, themselves won’t be able to accept the change then communicating this message to employees at lower level of hierarchy can be